The negative effects of divorce on the family are well-documented. Depression is four times more prevalent in divorced people, while the children of divorced couples don't do as well in school and have higher drop-out rates than their peers with married parents, according to the National Institutes of Health. Here's one statistic that isn't quite so bleak: 46 percent of people surveyed in Credit.com's 2014 Marriage, Divorce & Credit Survey said their credit scores actually increased after divorce. It's the tedious process of separating finances and re-establishing an individual credit profile that makes getting your own mortgage more difficult after marriage. If you're trying to get a home loan after divorce, we'll help you make sense of the process.